Send Money Across Borders with Ease
Secure, affordable, and efficient—make cross-border payments as seamless as local transfers.
An Intelligent Payment Network Connecting Global Markets
Through HOYAPAY’s global partner network, you can use local service partners in multiple countries to complete fast conversions from crypto to fiat or fiat to crypto.
Fiat Funds Sent to Designated Accounts
Depending on the service region, T+0 or T+1 settlement is available, making it ideal for scenarios requiring fast turnover such as ad spending, supplier payments, and platform deposits.
Transparent Exchange Rates & Risk Control
View real-time quotes and all fees transparently, combined with on-chain risk monitoring and compliance reviews to help you grow your business while keeping your funds secure.
Wallet FAQ
Everything you may want to know about HOYAPAY.
HoyaPay adopts bank-grade security standards. We work with Sumsub, one of the world’s top compliance service providers, for KYC/KYB verification, and use Fireblocks for MPC wallet asset custody to ensure the highest level of fund security. At the same time, we partner with Chainalysis and TRM Labs to monitor on-chain transaction risks around the clock in compliance with international Anti-Money Laundering (AML) regulations.
After downloading the app and completing KYC verification, tap “Apply for Card” on the home page. Once you top up with USDT, a virtual card will be generated instantly and can be linked to Apple Pay right away.
It is supported by most merchants worldwide that accept Mastercard. Certain high-risk or specific transaction types, such as gambling, may be restricted. Please refer to the card terms of use in the app for details.
About HOYAPAY Global Financial Services
HoyaPay is operated by Better-Pro Limited, which has completed Money Services Business (MSB) registration in the United States and Canada.
HoyaPay is not a bank or licensed financial institution. It is a fintech company responsible for providing the platform interface, functional services, and account management.