HoyaPay

USD Virtual Account · Global Payment Integration

A USD Account for the World

Use HoyaPay to experience a complete global financial lifestyle.

Open Your Account

Open your USD account anytime, anywhere in just three steps.

Sign Up

Verify Your Identity

In all supported countries and regions, you can register securely using your local passport or ID document.

Start Using HoyaPay

Receive money, save, make and collect payments, and manage your finances.

Why You Need a USD Account

One same-name USD account connects your incoming payments, assets, and daily spending.

✓Supports ACH / Wire Transfers

✓Same-name account · Funds received under your real name

✓Serving Major Global Markets

Open a USD account free of charge.

Empower Global Ambitions

See how users from around the world are transforming their financial lives through HOYAPAY.

Rolando’s Story

PH Overseas Filipino Worker

“Working hard on a construction site in Singapore, I check exchange rates on the app. When I saw ‘SGD 500 received,’ I immediately thought of my family finally being able to visit the dentist. Those words had never felt so real.”

Amir’s Story

BR Brazilian Foreign Trade Entrepreneur

“Shipping from São Paulo to the world, I always feared exchange losses eating into my profits. Now I receive payments in USDT and convert instantly to BRL—every cent truly stays in my pocket.”

Maria’s Story

IN Freelance Developer in India

“I take software outsourcing projects from the U.S. In the past, I had to wait a month for checks to clear. With a HoyaPay USD account, it’s as if I were in New York—the money arrives the next day.”

Sarah’s Story

US Cross-border E-commerce Seller

“Managing an international supply chain used to make payments a nightmare. Now I use virtual cards to pay for ads and procurement, and I even earn rewards—business has never run this smoothly.”

USD Account FAQ

Everything you may want to know about the HOYAPAY USD Account.

Which platforms can send payments to a USD account?

HoyaPay USD accounts support payments from major e-commerce and freelance platforms such as Amazon, eBay, Shopify, PayPal, Stripe, Upwork, and Fiverr.

What documents are required to open a USD account?

Individual users only need an ID card or passport for eKYC verification; business users need to provide company registration documents and proof of identity for the responsible person.

How can I use the funds after they arrive?

You can directly convert USD into USDT/USDC and withdraw to an external wallet, or use the HoyaPay virtual card for online spending.

About HOYAPAY Global Financial Services

HoyaPay is operated by Better-Pro Limited, which has completed Money Services Business (MSB) registration in the United States and Canada.

HoyaPay is not a bank or licensed financial institution. It is a fintech company responsible for providing the platform interface, functional services, and account management.