HoyaPay Rewards are promotional points within the platform, which users can gradually accumulate by completing designated tasks, referrals, and card-related actions.
Invite a friend to open a USD account and complete a first same-name deposit to earn rewards.
Invite friends to open a card and spend to earn card and referral rewards.
When a referred user makes a first qualifying USD deposit, both sides get a fixed reward.
Once accumulated rewards reach the required amount, withdraw them to your funding account with one tap for flexible use.
It can be used to participate in periodic platform tasks, lucky draws, or designated campaigns; actual usage is subject to campaign rules.
Depending on membership level or account status, it may be used in specific scenarios; applicable scope and conditions are subject to the App display.
HoyaPay Rewards are promotional points within the platform. They are not cash, e-money, crypto assets, or investment / wealth management products. They are not guaranteed to be redeemable, transferable, or withdrawable. Actual usage methods and availability are subject to the App display.
HoyaPay is operated by Better-Pro Limited, which has completed Money Services Business (MSB) registration in the United States and Canada.
HoyaPay is not a bank or licensed financial institution. It is a fintech company responsible for providing the platform interface, functional services, and account management.
