HOYAPAY
HOYAPAY is designed for individual users, built around security, clarity, and ease of use. It helps you handle everyday payments, cross-border transfers, and fund management. We simplify complex processes into intuitive actions, making every transaction safer and more predictable.
Buy or sell digital assets using local methods, converting everyday funds into a cross-border–ready form for future payments and use.
Use digital assets for online and in-store spending—moving beyond balances and exchanges into real-world payments.
Use digital assets as an intermediary to complete payments across regions with a consistent and intuitive experience.
Centralize funds through a USD account, supporting conversions between USD, USDT, and USDC to improve cross-border payments and fund management flexibility.
Trust and security are the foundation of HOYAPAY. We follow international compliance standards and combine industry-grade security technologies with risk controls to protect funds and data at every stage of use.
Policies and processes are built on international regulatory standards to ensure long-term service stability.
Multi-layer identity verification and risk monitoring reduce transaction and account risks.
We use Fireblocks-grade asset security architecture to strengthen private key and fund protection.
Supports card freezing, transaction controls, and real-time alerts to enhance daily security.
From everyday payments to cross-border transfers, HOYAPAY offers intuitive operations and clear fund visibility—
manage payments, receipts, and transaction history in one app.
Simplified flows and clear status indicators make payments more stable and consistent.
Fees and processes are clearly visible, reducing cross-border uncertainty.
Centralized views of fund movements and usage help you stay on top of spending and transfers
Everything you need to know about HOYAPAY.